How to Activate my Victoria Secret Credit Card – One of the most well-known lingerie companies in the world, Victoria’s Secret (VSCO), which also sells clothes, perfumes, and body care products, has its own branded credit card called the Victoria card. The Victoria’s Secret card offers various benefits to frequent customers, like many co-branded credit cards do. Gap and Lane Bryant cards, with which it has many characteristics, are its main competitors.

The Victoria’s Secret credit card is accepted in the brand’s retail locations, online, and at Bath & Body Works and PINK, its sister companies. The three categories of the Victoria’s Secret credit card provide varying rewards and benefits depending on how much the cardholder spends annually. For each dollar spent, every cardholder receives one point. Like most proprietary store cards, the Victoria’s Secret card performs best for customers who frequently buy the brand’s goods.

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How the Victoria’s Secret Credit Card Works

In partnership with Comenity Bank, Victoria’s Secret distributes the Victoria credit card. Victoria’s Secret customers can get a revolving line of credit through Comenity, which has its headquarters in Draper, Utah. Cardholders of Victoria’s Secret can earn rewards based on the cost of their online and in-store purchases.

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Where Can the Victoria’s Secret Credit Card Be Used?

The Victoria card can be used to make purchases at PINK or Victoria’s Secret stores in person or online at VictoriasSecret.com. Although purchases made at Bath & Body Works don’t qualify for reward points, they are still accepted there.

Rewards and Benefits of the Victoria’s Secret Credit Card

Basic, silver, and gold reward tiers correspond to the sum of money spent during a rolling 12-month period. On their Victoria’s Secret credit card, every cardholder receives one point for every dollar of net new purchases. A cardholder advances to the following level after accruing a predetermined number of points.

The entry-level Victoria card is in the first tier. Every cardholder receives triple points on every bra purchase, free shipping on eligible orders over $50, and one day with triple points of their choosing. Every year that the card is active, cardholders also receive a $10 reward to use on future purchases in addition to receiving $10 on their birthday.

The Victoria silver card is the second tier. By accruing 250 points on their Victoria’s Secret card over the course of a rolling 12-month period, cardholders can reach this tier. Silver cardholders earn points at the same rate and level as a standard Victoria cardholder, and they also get the same $10 reward and birthday treat each year, but they also get two extra perks: a $10 half-birthday treat and a 15% discount on their sign-up anniversary.

The Victoria gold card is at the very top. The cardholder must accumulate 500 points on their Victoria’s Secret credit card within a rolling 12-month period in order to be eligible. A 20% anniversary discount and $15 birthday & half-birthday treats are additional benefits of having a gold card. Each month, more incentives and unique occasions might take place. A cardholder must continue to spend the same amount annually to remain in their tier; otherwise, their card will revert to a lower tier.

Where Can I Get the Victoria’s Secret Credit Card?

Visit www.TheVictoriaCreditCard.com or www.comenity.net/ac/victoriassecret/public/home to apply for the Victoria’s Secret credit card. You can submit an application online or in person at any PINK or Victoria’s Secret location. To start your application, you must register for or log into a VictoriasSecret.com account.

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What Kind of Credit Is Required for the Victoria’s Secret Credit Card?

Candidates must be US citizens with a mailing address who are at least 18 years old, in possession of a current government-issued photo ID, and have a valid Social Security number. When deciding whether to grant credit to a potential cardholder, Comenity Bank confirms personal information and receives a copy of the consumer’s credit report.

The applicant’s financial situation and personal credit history determine the card’s credit limit. Despite this, store credit cards frequently appear to be easier to obtain than general-use cards. The Victoria card is free to own, so getting one and using it sensibly can be a means for someone with little credit history to establish a solid background.